Natural hazards · Avera

Avera, GA natural hazards

Most of the natural-hazard damage FEMA expects in Avera comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Avera?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Avera to be higher than in 35% of U.S. communities, mostly from inland flooding and drought.

Inland flooding31%Drought24%Tornadoes12%Hurricanes12%Heat waves6%Everything else16%

By hazard

What Avera faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

31% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once every 9 years in the area

Drought

24% of expected damage

Recorded about 50 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 26 years in the area

Hurricanes

12% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 12 years in the area

Heat waves

6% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 7 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Avera flood?

FEMA's records show no paid flood insurance claims in Avera.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Avera isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Avera

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Avera itself: aid to households, or repair grants to the City of Avera.

Brought FEMA money into AveraDeclared for Jefferson County only

2024

Hurricane Helene

243 households applied for aid $301K aid approved

Jefferson County has had 12 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Avera is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Avera’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Avera. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.