Natural hazards · Ailey

Ailey, GA natural hazards

Most of the natural-hazard damage FEMA expects in Ailey comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ailey?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ailey to be higher than in 35% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes16%Hurricanes16%Heat waves7%Drought6%Everything else15%

By hazard

What Ailey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

16% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 23 years in the area

Hurricanes

16% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 5 years in the area

Heat waves

7% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 8 times a year in the area

Drought

6% of expected damage

Recorded about 21 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ailey flood?

FEMA's records show no paid flood insurance claims in Ailey.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ailey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Ailey

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ailey itself: aid to households, or repair grants to the City of Ailey.

Brought FEMA money into AileyDeclared for Montgomery County only

2024

Hurricane Helene

511 households applied for aid $805K aid approved $766K to the City of Ailey for repairs

Montgomery County has had 16 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ailey is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ailey’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ailey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.