Natural hazards · Wimauma

Wimauma, FL natural hazards

Most of the natural-hazard damage FEMA expects in Wimauma comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2024. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wimauma?

63
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wimauma to be higher than in 63% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes33%Inland flooding27%Tornadoes16%Cold waves15%Everything else10%
By hazard

What Wimauma faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

33% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

27% of expected damage
Below average · higher than 43% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

16% of expected damage
Above average · higher than 68% of U.S. places
Recorded about once every 72 years in the area

Cold waves

15% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 4 times a year in the area

Lower here

Coastal floodingHailHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wimauma flood?

Every paid claim on a federal flood insurance policy in Wimauma, from FEMA’s records.

2paid claims since 2024
$27Kpaid to owners
0homes flooded more than once
20242026

Biggest named events

  • Hurricane Debby: 2 claims, $27K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Wimauma isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hillsborough County.
Disasters that hit Wimauma

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wimauma itself: aid to households, or repair grants to Wimauma.

Brought FEMA money into WimaumaDeclared for Hillsborough County only
2024

Hurricane Milton

5,899 households applied for aid $2.4M aid approved
2024

Hurricane Helene

930 households applied for aid $598K aid approved
2024

Hurricane Debby

151 households applied for aid $234K aid approved
2023

Hurricane Idalia

69 households applied for aid $16K aid approved
2022

Hurricane Ian

1,872 households applied for aid $1.4M aid approved
2017

Hurricane Irma

1,118 households applied for aid $311K aid approved
2016

Hurricane Hermine

1 household applied for aid
2012

Tropical Storm Debby

4 households applied for aid $8K aid approved
2004

Hurricane Jeanne

456 households applied for aid $1.2M aid approved
2004

Hurricane Frances

66 households applied for aid $127K aid approved
Hillsborough County has had 41 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Wimauma

Wimauma and the towns around it

Sun City Center: High, mostly inland floodingBalm: High, mostly hurricanesRuskin: Moderate, mostly hurricanesApollo Beach: Moderate, mostly hurricanesRiverview: High, mostly inland floodingWimauma: High, mostly hurricanes WimaumaSun City CenterBalm
Very lowLowModerateHighVery high
Sun City Centermostly inland floodingHigh
Wimaumamostly hurricanesHigh
Balmmostly hurricanesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wimauma covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Wimauma’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Wimauma. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wimauma total about $6.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01