Natural hazards · West Lealman

West Lealman, FL natural hazards

Most of the natural-hazard damage FEMA expects in West Lealman comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 290 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is West Lealman?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in West Lealman to be higher than in 87% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding60%Hurricanes20%Tornadoes7%Cold waves6%Everything else7%

By hazard

What West Lealman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

20% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

7% of expected damage

Above average · higher than 55% of U.S. places

Cold waves

6% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 3 times a year in the area

Lower here

Coastal floodingHailHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does West Lealman flood?

Every paid claim on a federal flood insurance policy in West Lealman, from FEMA’s records.

290paid claims since 1979

$12.9Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

Hurricane Helene: 72 claims, $7.6M
Hurricane Milton: 54 claims, $4.2M
Hurricane Elena: 20 claims, $59K

of all homes
are insured

No community discount. West Lealman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pinellas County.

Disasters that hit West Lealman

Federal disasters declared here

None of the disasters declared for Pinellas County shows FEMA aid or repair money reaching West Lealman itself in FEMA’s records.

Brought FEMA money into West LealmanDeclared for Pinellas County only

Pinellas County has had 39 natural disasters declared since 1953, most often hurricanes and severe storms.

Around West Lealman

West Lealman and the towns around it

Very lowLowModerateHighVery high

Kenneth Citymostly inland floodingVery high

West Lealmanmostly inland floodingVery high

Seminolemostly inland floodingHigh

Bay Pinesmostly inland floodingHigh

Pinellas Parkmostly hurricanesHigh

St. Petersburgmostly hurricanesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. West Lealman covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to West Lealman’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to West Lealman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across West Lealman total about $7.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.