Natural hazards · Wellington

Wellington, FL natural hazards

Most of the natural-hazard damage FEMA expects in Wellington comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 24 claims here since 2001. 13 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wellington?

76
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wellington to be higher than in 76% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes50%Inland flooding44%Everything else6%
By hazard

What Wellington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

50% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about once every 3 years in the area

Inland flooding

44% of expected damage
Above average · higher than 63% of U.S. places
Recorded about 2 times a year in the area

Lower here

TornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wellington flood?

Every paid claim on a federal flood insurance policy in Wellington, from FEMA’s records.

24paid claims since 2001
$247Kpaid to owners
1homes flooded more than once
20012026

Biggest named events

  • Hurricane Isaac: 7 claims, $59K
  • Hurricane Frances: 4 claims, $10K
  • Hurricane Irma: 2 claims, $8K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 25% off flood insurance. Wellington is in FEMA’s Community Rating System (class 5) for its flood-proofing work.
Insurance rates: Palm Beach County.

What’s been done with FEMA grants

4buildings retrofitted against wind
Disasters that hit Wellington

13 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wellington itself: aid to households, or repair grants to the Village of Wellington.

Brought FEMA money into WellingtonDeclared for Palm Beach County only
2024

Hurricane Milton

654 households applied for aid $426K aid approved $881K to the Village of Wellington for repairs
2022

Hurricane Ian

848 households applied for aid $63K aid approved $37K to the Village of Wellington for repairs
2019

Hurricane Dorian

$118K to the Village of Wellington for repairs
2017

Hurricane Irma

3,618 households applied for aid $867K aid approved $3.3M to the Village of Wellington for repairs
2012

Hurricane Isaac

$290K to the Village of Wellington for repairs
2008

Tropical Storm Fay

$79K to the Village of Wellington for repairs
2005

Hurricane Wilma

4,015 households applied for aid $1.7M aid approved $8.7M to the Village of Wellington for repairs
2004

Hurricane Jeanne

1,855 households applied for aid $941K aid approved $801K to the Village of Wellington for repairs
2004

Hurricane Ivan

37 households applied for aid $4K aid approved
2004

Hurricane Frances

3,143 households applied for aid $1.6M aid approved $5.3M to the Village of Wellington for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

$8K to the Village of Wellington for repairs
1999

Fl-Hurricane Irene-Dr-Req

$149K to the Village of Wellington for repairs
1999

Hurricane Floyd Major Disaster Declarations

$11K to the Village of Wellington for repairs
Palm Beach County has had 31 natural disasters declared since 1953, most often hurricanes and freezes.
Around Wellington

Wellington and the towns around it

Royal Palm Beach: High, mostly hurricanesLoxahatchee Groves: High, mostly hurricanesThe Acreage: High, mostly hurricanesWellington: High, mostly hurricanes WellingtonRoyal Palm Beach
Very lowLowModerateHighVery high
Wellingtonmostly hurricanesHigh
Royal Palm Beachmostly hurricanesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wellington covers 13 census tracts, combined by population.
Money that reached townFlood claims are matched to Wellington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Wellington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wellington total about $28.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01