Natural hazards · Webster

Webster, FL natural hazards

Most of the natural-hazard damage FEMA expects in Webster comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2004. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Webster?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Webster to be higher than in 63% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes41%Inland flooding23%Tornadoes15%Wildfire7%Everything else13%

By hazard

What Webster faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

41% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

23% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

15% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 18 years in the area

Wildfire

7% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

HailCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Webster flood?

Every paid claim on a federal flood insurance policy in Webster, from FEMA’s records.

1paid claims since 2004

$10Kpaid to owners

0homes flooded more than once

20042026

Biggest named events

Hurricane Jeanne: 1 claim, $10K

of homes in flood zones
are insured

of all homes
are insured

🏷️ 05% off flood insurance. Webster is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: Sumter County.

What’s been done with FEMA grants

2buildings retrofitted against wind

Disasters that hit Webster

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Webster itself: aid to households, or repair grants to the City of Webster.

Brought FEMA money into WebsterDeclared for Sumter County only

2024

Hurricane Milton

1,234 households applied for aid $2.2M aid approved $133K to the City of Webster for repairs

2024

Hurricane Helene

17 households applied for aid $18K aid approved

2023

Hurricane Idalia

3 households applied for aid $3K aid approved

2022

Hurricane Ian

$4K to the City of Webster for repairs

2017

Hurricane Irma

1,416 households applied for aid $751K aid approved $36K to the City of Webster for repairs

2007

Severe Storms and Tornadoes

1 household applied for aid $681 aid approved

2004

Hurricane Jeanne

563 households applied for aid $1.2M aid approved $4K to the City of Webster for repairs

2004

Hurricane Frances

429 households applied for aid $588K aid approved $43K to the City of Webster for repairs

Sumter County has had 28 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Webster is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Webster’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Webster. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.