Natural hazards · Vineyards

Vineyards, FL natural hazards

Most of the natural-hazard damage FEMA expects in Vineyards comes from hurricanes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Vineyards?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Vineyards to be higher than in 92% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes60%Inland flooding35%Everything else5%

By hazard

What Vineyards faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

60% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

35% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Vineyards flood?

FEMA's records show no paid flood insurance claims in Vineyards.

of all homes
are insured

No community discount. Vineyards isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Collier County.

Disasters that hit Vineyards

Federal disasters declared here

None of the disasters declared for Collier County shows FEMA aid or repair money reaching Vineyards itself in FEMA’s records.

Brought FEMA money into VineyardsDeclared for Collier County only

Collier County has had 46 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Vineyards is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Vineyards’s own flood-insurance community; household aid to the registrant’s city; repair grants to Vineyards. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.