Natural hazards · Venice Gardens

Venice Gardens, FL natural hazards

Most of the natural-hazard damage FEMA expects in Venice Gardens comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 2003. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Venice Gardens?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Venice Gardens to be higher than in 84% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes70%Inland flooding20%Everything else9%

By hazard

What Venice Gardens faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

70% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

20% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Venice Gardens flood?

Every paid claim on a federal flood insurance policy in Venice Gardens, from FEMA’s records.

4paid claims since 2003

$40Kpaid to owners

0homes flooded more than once

20032026

Biggest named events

Hurricane Ian: 3 claims, $38K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Venice Gardens isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sarasota County.

Disasters that hit Venice Gardens

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Venice Gardens itself: aid to households, or repair grants to Venice Gardens.

Brought FEMA money into Venice GardensDeclared for Sarasota County only

2017

Hurricane Irma

4 households applied for aid $1K aid approved

Sarasota County has had 41 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Venice Gardens covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Venice Gardens’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Venice Gardens. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Venice Gardens total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.