Natural hazards · Tyndall AFB

Tyndall AFB, FL natural hazards

Most of the natural-hazard damage FEMA expects in Tyndall AFB comes from hurricanes, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tyndall AFB?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tyndall AFB to be higher than in 92% of U.S. communities, mostly from hurricanes.

Hurricanes86%Inland flooding11%Everything else3%

By hazard

What Tyndall AFB faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

86% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

11% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tyndall AFB flood?

FEMA's records show no paid flood insurance claims in Tyndall AFB.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tyndall AFB isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bay County.

Disasters that hit Tyndall AFB

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Tyndall AFB itself: aid to households, or repair grants to Tyndall AFB.

Brought FEMA money into Tyndall AFBDeclared for Bay County only

2018

Hurricane Michael

125 households applied for aid $106K aid approved

Bay County has had 40 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tyndall AFB is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tyndall AFB’s own flood-insurance community; household aid to the registrant’s city; repair grants to Tyndall AFB. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.