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Natural hazards · Trenton

Trenton, FL natural hazards

Most of the natural-hazard damage FEMA expects in Trenton comes from hurricanes, and overall the risk is moderate for a U.S. community. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Trenton?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Trenton to be higher than in 58% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes48%Inland flooding29%Tornadoes7%Cold waves5%Everything else12%
By hazard

What Trenton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

48% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

29% of expected damage
Below average · higher than 32% of U.S. places
Recorded about once every 7 years in the area

Tornadoes

7% of expected damage
Above average · higher than 52% of U.S. places
Recorded about once every 47 years in the area

Cold waves

5% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about 2 times a year in the area

Lower here

HailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Trenton flood?

FEMA's records show no paid flood insurance claims in Trenton.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Trenton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Gilchrist County.

What’s been done with FEMA grants

6buildings retrofitted against wind
Disasters that hit Trenton

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Trenton itself: aid to households, or repair grants to the City of Trenton.

Brought FEMA money into TrentonDeclared for Gilchrist County only
2024

Hurricane Milton

3 households applied for aid
2024

Hurricane Helene

851 households applied for aid $1.3M aid approved
2024

Hurricane Debby

512 households applied for aid $459K aid approved
2023

Hurricane Idalia

530 households applied for aid $529K aid approved $36K to the City of Trenton for repairs
2017

Hurricane Irma

1,071 households applied for aid $364K aid approved
2012

Tropical Storm Debby

7 households applied for aid $8K aid approved
2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

1 household applied for aid
2004

Hurricane Jeanne

254 households applied for aid $610K aid approved $9K to the City of Trenton for repairs
2004

Hurricane Frances

491 households applied for aid $1.1M aid approved $38K to the City of Trenton for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

1 household applied for aid $4K aid approved
Gilchrist County has had 31 natural disasters declared since 1953, most often hurricanes and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Trenton is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Trenton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Trenton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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