Natural hazards · Titusville

Titusville, FL natural hazards

Most of the natural-hazard damage FEMA expects in Titusville comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 59 claims here since 1982. 14 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Titusville?

87
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Titusville to be higher than in 87% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes71%Inland flooding18%Everything else11%
By hazard

What Titusville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

71% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

18% of expected damage
Below average · higher than 33% of U.S. places
Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Titusville flood?

Every paid claim on a federal flood insurance policy in Titusville, from FEMA’s records.

59paid claims since 1982
$2.3Mpaid to owners
6homes flooded more than once
19822026

Biggest named events

  • Hurricane Irma: 22 claims, $983K
  • Hurricane Ian: 4 claims, $84K
  • Hurricane Wilma: 2 claims, $46K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 15% off flood insurance. Titusville is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Brevard County.

What’s been done with FEMA grants

17buildings retrofitted against wind
Disasters that hit Titusville

14 federal disasters brought FEMA money here

Disasters the President declared that paid out in Titusville itself: aid to households, or repair grants to the City of Titusville.

Brought FEMA money into TitusvilleDeclared for Brevard County only
2024

Hurricane Milton

2,254 households applied for aid $1.2M aid approved $1.8M to the City of Titusville for repairs
2022

Hurricane Nicole

313 households applied for aid $433K aid approved $41K to the City of Titusville for repairs
2022

Hurricane Ian

2,203 households applied for aid $1.8M aid approved $237K to the City of Titusville for repairs
2019

Hurricane Dorian

$76K to the City of Titusville for repairs
2017

Hurricane Irma

7,202 households applied for aid $3.2M aid approved $1.1M to the City of Titusville for repairs
2016

Hurricane Matthew

957 households applied for aid $353K aid approved $613K to the City of Titusville for repairs
2008

Tropical Storm Fay

218 households applied for aid $39K aid approved $62K to the City of Titusville for repairs
2005

Hurricane Wilma

93 households applied for aid $84K aid approved $169K to the City of Titusville for repairs
2004

Hurricane Jeanne

1,942 households applied for aid $1.8M aid approved $460K to the City of Titusville for repairs
2004

Hurricane Ivan

67 households applied for aid $10K aid approved
2004

Hurricane Frances

4,439 households applied for aid $3.7M aid approved $2.9M to the City of Titusville for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

1,009 households applied for aid $775K aid approved $217K to the City of Titusville for repairs
1999

Fl-Hurricane Irene-Dr-Req

$416K to the City of Titusville for repairs
1999

Hurricane Floyd Major Disaster Declarations

$132K to the City of Titusville for repairs
Brevard County has had 35 natural disasters declared since 1953, most often hurricanes and fires.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Titusville covers 12 census tracts, combined by population.
Money that reached townFlood claims are matched to Titusville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Titusville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Titusville total about $31.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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