Natural hazards · Tiger Point

Tiger Point, FL natural hazards

Most of the natural-hazard damage FEMA expects in Tiger Point comes from hurricanes, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tiger Point?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tiger Point to be higher than in 84% of U.S. communities, mostly from hurricanes.

Hurricanes66%Inland flooding14%Tornadoes9%Everything else12%

By hazard

What Tiger Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

66% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

14% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 66% of U.S. places

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tiger Point flood?

FEMA's records show no paid flood insurance claims in Tiger Point.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tiger Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Santa Rosa County.

Disasters that hit Tiger Point

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tiger Point itself: aid to households, or repair grants to Tiger Point.

Brought FEMA money into Tiger PointDeclared for Santa Rosa County only

2005

Hurricane Dennis

1 household applied for aid

2004

Hurricane Ivan

1 household applied for aid $870 aid approved

Santa Rosa County has had 36 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Tiger Point

Tiger Point and the towns around it

Very lowLowModerateHighVery high

Tiger Pointmostly hurricanesVery high

Midwaymostly hurricanesVery high

Woodlawn Beachmostly hurricanesVery high

Oriole Beachmostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tiger Point is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tiger Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to Tiger Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.