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Natural hazards · Tierra Verde

Tierra Verde, FL natural hazards

Most of the natural-hazard damage FEMA expects in Tierra Verde comes from hurricanes, and overall the risk is moderate for a U.S. community. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Tierra Verde?

52
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tierra Verde to be higher than in 52% of U.S. communities, mostly from hurricanes and coastal flooding.

Hurricanes41%Coastal flooding23%Inland flooding17%Tornadoes9%Cold waves6%Everything else5%
By hazard

What Tierra Verde faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

41% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about once every 5 years in the area

Coastal flooding

23% of expected damage
Well above average · among the top 1% of U.S. places

Inland flooding

17% of expected damage
Well below average · higher than 3% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

9% of expected damage
Above average · higher than 55% of U.S. places
Recorded about once every 69 years in the area

Cold waves

6% of expected damage
Above average · higher than 67% of U.S. places
Recorded about 3 times a year in the area

Lower here

HailHeat wavesWildfireEarthquakesStrong windLightning

Not a risk here

Ice stormsWinter weatherLandslidesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Tierra Verde flood?

FEMA's records show no paid flood insurance claims in Tierra Verde.

of all homes
are insured
No community discount. Tierra Verde isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pinellas County.
Disasters that hit Tierra Verde

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tierra Verde itself: aid to households, or repair grants to Tierra Verde.

Brought FEMA money into Tierra VerdeDeclared for Pinellas County only
2024

Hurricane Milton

223 households applied for aid $179K aid approved
2024

Hurricane Helene

160 households applied for aid $382K aid approved
2024

Hurricane Debby

2 households applied for aid
2023

Hurricane Idalia

2 households applied for aid $700 aid approved
2022

Hurricane Ian

10 households applied for aid $3K aid approved
2017

Hurricane Irma

141 households applied for aid $21K aid approved
2016

Hurricane Hermine

1 household applied for aid
2012

Tropical Storm Debby

3 households applied for aid
2004

Hurricane Jeanne

5 households applied for aid $863 aid approved
2004

Hurricane Frances

3 households applied for aid $1K aid approved
Pinellas County has had 39 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Tierra Verde

Tierra Verde and the towns around it

St. Petersburg: Moderate, mostly hurricanesSt. Pete Beach: High, mostly coastal floodingFeather Sound: Moderate, mostly hurricanesLealman: High, mostly inland floodingSouth Pasadena: Moderate, mostly hurricanesWest Lealman: Very high, mostly inland floodingGulfport: Moderate, mostly hurricanesBear Creek: Moderate, mostly hurricanesKenneth City: Very high, mostly inland floodingTreasure Island: High, mostly coastal floodingPinellas Park: High, mostly hurricanesBay Pines: High, mostly inland floodingTierra Verde: Moderate, mostly hurricanes Tierra VerdeSt. PetersburgSt. Pete Beach
Very lowLowModerateHighVery high
St. Pete Beachmostly coastal floodingHigh
St. Petersburgmostly hurricanesModerate
Tierra Verdemostly hurricanesModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tierra Verde is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Tierra Verde’s own flood-insurance community; household aid to the registrant’s city; repair grants to Tierra Verde. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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