Natural hazards · Taft

Taft, FL natural hazards

Most of the natural-hazard damage FEMA expects in Taft comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Taft?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Taft to be higher than in 27% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding34%Hurricanes28%Tornadoes12%Strong wind11%Cold waves8%Everything else9%

By hazard

What Taft faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about once every 3 years in the area

Hurricanes

28% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

12% of expected damage

Above average · higher than 67% of U.S. places

Strong wind

11% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Cold waves

8% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 4 times a year in the area

Lower here

HailHeat wavesWildfireEarthquakesLightning

Not a risk here

Coastal floodingIce stormsWinter weatherLandslidesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Taft flood?

FEMA's records show no paid flood insurance claims in Taft.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Taft isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Orange County.

What’s been done with FEMA grants

1buildings retrofitted against wind

Disasters that hit Taft

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Taft itself: aid to households, or repair grants to Taft.

Brought FEMA money into TaftDeclared for Orange County only

2017

Hurricane Irma

1 household applied for aid $3K aid approved

2004

Tropical Storm Bonnie and Hurricane Charley

2 households applied for aid $2K aid approved

Orange County has had 30 natural disasters declared since 1953, most often hurricanes and fires.

Around Taft

Taft and the towns around it

Very lowLowModerateHighVery high

Orlandomostly inland floodingModerate

Taftmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Taft is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Taft’s own flood-insurance community; household aid to the registrant’s city; repair grants to Taft. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.