St. James, FL housing market
The typical St. James home is worth about $429,000, up 0.6% in a year, 14% above the Florida typical home. Homes typically sell in 190 days, below asking.
Home values, sales, trends and how St. James compares with the towns next door — updated as new data is published.
St. James at a glance
A buyer's market
More homes are for sale than are selling — about 12 months of supply. Buyers have room to negotiate.
Typical home value, 2016–2026
Show as a table
| January | St. James | Florida |
|---|---|---|
| 2017 | $277,000 | $209,000 |
| 2018 | $287,000 | $226,000 |
| 2019 | $295,000 | $242,000 |
| 2020 | $299,000 | $253,000 |
| 2021 | $336,000 | $276,000 |
| 2022 | $448,000 | $340,000 |
| 2023 | $520,000 | $392,000 |
| 2024 | $475,000 | $402,000 |
| 2025 | $462,000 | $397,000 |
| 2026 | $415,000 | $377,000 |
| August 2026 | $429,000 | $376,000 |
St. James and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | Median income |
|---|---|---|---|---|
| St. James | $429K | +0.6% | $2,930 | $69,403 |
| Pine Island Center | — | −4.2%† | $1,660 | $68,173 |
† FHFA price index change, where Zillow has no home value for the town.
6.2 years of income
The typical St. James home costs about 6.2 years of the town's median household income, more than across Florida (5 years).
How St. James ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $2,930
HUD's Fair Market Rent for a two-bedroom in St. James is $2,930 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in St. James pay a median of $2,829. A two-bedroom takes about 51% of the town's median household income, above the 30% guideline for affordable housing.
Studio $2,430 · 4 bedrooms $4,240
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (33956; Cape Coral-Fort Myers, FL MSA), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.