Natural hazards · St. Augustine Shores

St. Augustine Shores, FL natural hazards

Most of the natural-hazard damage FEMA expects in St. Augustine Shores comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is St. Augustine Shores?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in St. Augustine Shores to be higher than in 34% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding42%Hurricanes30%Tornadoes14%Everything else14%

By hazard

What St. Augustine Shores faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

30% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

14% of expected damage

Above average · higher than 58% of U.S. places

Lower here

Coastal floodingHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does St. Augustine Shores flood?

FEMA's records show no paid flood insurance claims in St. Augustine Shores.

of all homes
are insured

No community discount. St. Augustine Shores isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Johns County.

Disasters that hit St. Augustine Shores

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in St. Augustine Shores itself: aid to households, or repair grants to St. Augustine Shores.

Brought FEMA money into St. Augustine ShoresDeclared for St. Johns County only

2017

Hurricane Irma

1 household applied for aid

St. Johns County has had 25 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. St. Augustine Shores covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to St. Augustine Shores’s own flood-insurance community; household aid to the registrant’s city; repair grants to St. Augustine Shores. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across St. Augustine Shores total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.