Natural hazards · Springhill

Springhill, FL natural hazards

Most of the natural-hazard damage FEMA expects in Springhill comes from hurricanes, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Springhill?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Springhill to be higher than in 90% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes54%Inland flooding23%Tornadoes11%Everything else12%

By hazard

What Springhill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

54% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

23% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 4 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Springhill flood?

FEMA's records show no paid flood insurance claims in Springhill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Springhill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Santa Rosa County.

Disasters that hit Springhill

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Springhill itself: aid to households, or repair grants to Springhill.

Brought FEMA money into SpringhillDeclared for Santa Rosa County only

2024

Hurricane Helene

10 households applied for aid $1K aid approved

2022

Hurricane Ian

1 household applied for aid

2017

Hurricane Irma

5 households applied for aid $7K aid approved

2012

Tropical Storm Debby

4 households applied for aid

Santa Rosa County has had 36 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Springhill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Springhill’s own flood-insurance community; household aid to the registrant’s city; repair grants to Springhill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.