Natural hazards · Southport

Southport, FL natural hazards

Most of the natural-hazard damage FEMA expects in Southport comes from hurricanes, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Southport?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Southport to be higher than in 93% of U.S. communities, mostly from hurricanes.

Hurricanes69%Inland flooding11%Tornadoes8%Everything else13%

By hazard

What Southport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

69% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

11% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 65% of U.S. places

Lower here

Coastal floodingHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Southport flood?

FEMA's records show no paid flood insurance claims in Southport.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Southport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bay County.

Disasters that hit Southport

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Southport itself: aid to households, or repair grants to Southport.

Brought FEMA money into SouthportDeclared for Bay County only

2020

Hurricane Sally

6 households applied for aid $26K aid approved

2018

Hurricane Michael

477 households applied for aid $879K aid approved

2005

Hurricane Dennis

15 households applied for aid $10K aid approved

2004

Hurricane Ivan

54 households applied for aid $134K aid approved

Bay County has had 40 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Southport is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Southport’s own flood-insurance community; household aid to the registrant’s city; repair grants to Southport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.