Natural hazards · Southeast Arcadia

Southeast Arcadia, FL natural hazards

Most of the natural-hazard damage FEMA expects in Southeast Arcadia comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 1998. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Southeast Arcadia?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Southeast Arcadia to be higher than in 90% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes63%Inland flooding15%Lightning10%Tornadoes6%Everything else6%

By hazard

What Southeast Arcadia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

63% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

15% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once a year in the area

Lightning

10% of expected damage

Well above average · higher than 85% of U.S. places

Tornadoes

6% of expected damage

Above average · higher than 66% of U.S. places

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Southeast Arcadia flood?

Every paid claim on a federal flood insurance policy in Southeast Arcadia, from FEMA’s records.

4paid claims since 1998

$55Kpaid to owners

0homes flooded more than once

19982026

Biggest named events

Hurricane Ian: 1 claim, $5K
Torrential rain: 1 claim, $10K
Hurricane Irma: 1 claim, $31K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Southeast Arcadia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: DeSoto County.

Disasters that hit Southeast Arcadia

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Southeast Arcadia itself: aid to households, or repair grants to Southeast Arcadia.

Brought FEMA money into Southeast ArcadiaDeclared for DeSoto County only

2024

Hurricane Milton

1 household applied for aid

DeSoto County has had 32 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Southeast Arcadia covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Southeast Arcadia’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Southeast Arcadia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Southeast Arcadia total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.