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Natural hazards · South Pasadena

South Pasadena, FL natural hazards

Most of the natural-hazard damage FEMA expects in South Pasadena comes from hurricanes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 378 claims here since 1979. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is South Pasadena?

54
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in South Pasadena to be higher than in 54% of U.S. communities, mostly from hurricanes and coastal flooding.

Hurricanes36%Coastal flooding23%Inland flooding17%Tornadoes11%Cold waves8%Everything else6%
By hazard

What South Pasadena faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

36% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about once every 5 years in the area

Coastal flooding

23% of expected damage
Well above average · among the top 1% of U.S. places

Inland flooding

17% of expected damage
Well below average · higher than 4% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

11% of expected damage
Above average · higher than 55% of U.S. places

Cold waves

8% of expected damage
Above average · higher than 66% of U.S. places
Recorded about 3 times a year in the area

Lower here

HailHeat wavesWildfireEarthquakesStrong windLightning

Not a risk here

Ice stormsWinter weatherLandslidesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does South Pasadena flood?

Every paid claim on a federal flood insurance policy in South Pasadena, from FEMA’s records.

378paid claims since 1979
$69.2Mpaid to owners
10homes flooded more than once
19792026

Biggest named events

  • Hurricane Helene: 321 claims, $68.0M
  • Hurricane Elena: 15 claims, $97K
  • The 'No-Name Storm': 6 claims, $8K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of all homes
are insured
🏷️ 15% off flood insurance. South Pasadena is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Pinellas County.

What’s been done with FEMA grants

1buildings retrofitted against wind
Disasters that hit South Pasadena

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in South Pasadena itself: aid to households, or repair grants to the City of South Pasadena.

Brought FEMA money into South PasadenaDeclared for Pinellas County only
2024

Hurricane Milton

793 households applied for aid $1.5M aid approved $84K to the City of South Pasadena for repairs
2024

Hurricane Helene

1,177 households applied for aid $8.6M aid approved $299K to the City of South Pasadena for repairs
2024

Hurricane Debby

13 households applied for aid $18K aid approved
2023

Hurricane Idalia

16 households applied for aid $11K aid approved
2022

Hurricane Ian

44 households applied for aid $10K aid approved $61K to the City of South Pasadena for repairs
2017

Hurricane Irma

355 households applied for aid $137K aid approved $79K to the City of South Pasadena for repairs
2016

Hurricane Hermine

2 households applied for aid $200 aid approved
2012

Tropical Storm Debby

5 households applied for aid $8K aid approved
2004

Hurricane Jeanne

14 households applied for aid $35K aid approved $8K to the City of South Pasadena for repairs
2004

Hurricane Frances

10 households applied for aid $5K aid approved $11K to the City of South Pasadena for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

$4K to the City of South Pasadena for repairs
Pinellas County has had 39 natural disasters declared since 1953, most often hurricanes and severe storms.
Around South Pasadena

South Pasadena and the towns around it

St. Petersburg: Moderate, mostly hurricanesBear Creek: Moderate, mostly hurricanesSt. Pete Beach: High, mostly coastal floodingFeather Sound: Moderate, mostly hurricanesLealman: High, mostly inland floodingTierra Verde: Moderate, mostly hurricanesWest Lealman: Very high, mostly inland floodingGulfport: Moderate, mostly hurricanesKenneth City: Very high, mostly inland floodingTreasure Island: High, mostly coastal floodingPinellas Park: High, mostly hurricanesBay Pines: High, mostly inland floodingSouth Pasadena: Moderate, mostly hurricanes South PasadenaSt. PetersburgBear CreekSt. Pete Beach
Very lowLowModerateHighVery high
St. Pete Beachmostly coastal floodingHigh
St. Petersburgmostly hurricanesModerate
South Pasadenamostly hurricanesModerate
Bear Creekmostly hurricanesModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. South Pasadena covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to South Pasadena’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of South Pasadena. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across South Pasadena total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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