Natural hazards · South Highpoint

South Highpoint, FL natural hazards

Most of the natural-hazard damage FEMA expects in South Highpoint comes from hurricanes, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is South Highpoint?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in South Highpoint to be higher than in 34% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes40%Inland flooding18%Tornadoes17%Cold waves15%Lightning5%Everything else5%

By hazard

What South Highpoint faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

40% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

18% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

17% of expected damage

Above average · higher than 55% of U.S. places

Cold waves

15% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 3 times a year in the area

Lightning

5% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

Coastal floodingHailHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does South Highpoint flood?

FEMA's records show no paid flood insurance claims in South Highpoint.

of all homes
are insured

No community discount. South Highpoint isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pinellas County.

Disasters that hit South Highpoint

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in South Highpoint itself: aid to households, or repair grants to South Highpoint.

Brought FEMA money into South HighpointDeclared for Pinellas County only

2017

Hurricane Irma

5 households applied for aid $500 aid approved

Pinellas County has had 39 natural disasters declared since 1953, most often hurricanes and severe storms.

Around South Highpoint

South Highpoint and the towns around it

Very lowLowModerateHighVery high

Largomostly hurricanesModerate

South Highpointmostly hurricanesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. South Highpoint is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to South Highpoint’s own flood-insurance community; household aid to the registrant’s city; repair grants to South Highpoint. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.