South Bay, FL natural hazards
Most of the natural-hazard damage FEMA expects in South Bay comes from hurricanes, and overall the risk is moderate for a U.S. community. 9 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is South Bay?
FEMA expects yearly storm and flood damage to homes and buildings in South Bay to be higher than in 56% of U.S. communities, mostly from hurricanes and inland flooding.
What South Bay faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Inland flooding
Cold waves
Lower here
Not a risk here
Does South Bay flood?
FEMA's records show no paid flood insurance claims in South Bay.
are insured
are insured
What’s been done with FEMA grants
9 federal disasters brought FEMA money here
Disasters the President declared that paid out in South Bay itself: aid to households, or repair grants to the City of South Bay.
Hurricane Milton
Hurricane Ian
Hurricane Irma
Hurricane Wilma
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
Fl-Hurricane Irene-Dr-Req
Hurricane Floyd Major Disaster Declarations
How to read this page
FEMA’s expected losses across South Bay total about $1.4M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.