Natural hazards · Solana

Solana, FL natural hazards

Most of the natural-hazard damage FEMA expects in Solana comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 392 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Solana?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Solana to be higher than in 91% of U.S. communities, mostly from hurricanes.

Hurricanes81%Inland flooding11%Everything else8%

By hazard

What Solana faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

81% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

11% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about once every 2 years in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Solana flood?

Every paid claim on a federal flood insurance policy in Solana, from FEMA’s records.

392paid claims since 1979

$21.5Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

Hurricane Milton: 139 claims, $9.6M
Hurricane Helene: 99 claims, $8.6M
Torrential rain: 29 claims, $582K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Solana isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Charlotte County.

Disasters that hit Solana

Federal disasters declared here

None of the disasters declared for Charlotte County shows FEMA aid or repair money reaching Solana itself in FEMA’s records.

Brought FEMA money into SolanaDeclared for Charlotte County only

Charlotte County has had 35 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Solana

Solana and the towns around it

Very lowLowModerateHighVery high

Clevelandmostly hurricanesVery high

Punta Gordamostly hurricanesVery high

Solanamostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Solana covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Solana’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Solana. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Solana total about $4.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.