Natural hazards · Sneads

Sneads, FL natural hazards

Most of the natural-hazard damage FEMA expects in Sneads comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 1998. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sneads?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sneads to be higher than in 82% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes51%Inland flooding26%Cold waves7%Tornadoes5%Everything else11%

By hazard

What Sneads faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

51% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

26% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once a year in the area

Cold waves

7% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

5% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 34 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sneads flood?

Every paid claim on a federal flood insurance policy in Sneads, from FEMA’s records.

1paid claims since 1998

$45Kpaid to owners

0homes flooded more than once

19982026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sneads isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

What’s been done with FEMA grants

1buildings retrofitted against wind

Disasters that hit Sneads

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sneads itself: aid to households, or repair grants to the Town of Sneads.

Brought FEMA money into SneadsDeclared for Jackson County only

2018

Hurricane Michael

1,036 households applied for aid $1.3M aid approved $2.5M to the Town of Sneads for repairs

2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

12 households applied for aid $15K aid approved $7K to the Town of Sneads for repairs

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

7 households applied for aid $40K aid approved

2005

Hurricane Dennis

$4K to the Town of Sneads for repairs

2004

Hurricane Ivan

20 households applied for aid $38K aid approved $10K to the Town of Sneads for repairs

Jackson County has had 26 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sneads is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sneads’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sneads. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.