Siesta Key, FL natural hazards
Most of the natural-hazard damage FEMA expects in Siesta Key comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 2,626 claims here since 1979. 5 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Siesta Key?
FEMA expects yearly storm and flood damage to homes and buildings in Siesta Key to be higher than in 90% of U.S. communities, mostly from hurricanes and coastal flooding.
What Siesta Key faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Coastal flooding
Inland flooding
Lower here
Not a risk here
Does Siesta Key flood?
Every paid claim on a federal flood insurance policy in Siesta Key, from FEMA’s records.
Biggest named events
- Hurricane Helene: 1,740 claims, $237M
- Hurricane Milton: 256 claims, $5.9M
- The 'No-Name Storm': 128 claims, $596K
are insured
are insured
What’s been done with FEMA grants
5 federal disasters brought FEMA money here
Disasters the President declared that paid out in Siesta Key itself: aid to households, or repair grants to Siesta Key.
Hurricane Milton
Hurricane Helene
Hurricane Debby
Hurricane Ian
Hurricane Irma
Siesta Key and the towns around it
How to read this page
FEMA’s expected losses across Siesta Key total about $6.5M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.