Sebring, FL natural hazards
Most of the natural-hazard damage FEMA expects in Sebring comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2017. 10 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Sebring?
FEMA expects yearly storm and flood damage to homes and buildings in Sebring to be higher than in 73% of U.S. communities, mostly from hurricanes and strong winds.
What Sebring faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Strong wind
Inland flooding
Tornadoes
Lower here
Not a risk here
Does Sebring flood?
Every paid claim on a federal flood insurance policy in Sebring, from FEMA’s records.
Biggest named events
- Hurricane Irma: 2 claims, $86K
- Hurricane Ian: 1 claim, $110K
are insured
are insured
What’s been done with FEMA grants
10 federal disasters brought FEMA money here
Disasters the President declared that paid out in Sebring itself: aid to households, or repair grants to the City of Sebring.
Hurricane Milton
Hurricane Ian
Hurricane Irma
Tropical Storm Debby
Hurricane Wilma
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
Tropical Storm Bonnie and Hurricane Charley
Severe Storms, Tornadoes and Flooding Associated With Tropical Storm Gabrielle
How to read this page
FEMA’s expected losses across Sebring total about $5.6M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.