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Natural hazards · Scottsmoor

Scottsmoor, FL natural hazards

Most of the natural-hazard damage FEMA expects in Scottsmoor comes from hurricanes, and overall the risk is very high for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Scottsmoor?

86
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Scottsmoor to be higher than in 86% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes72%Inland flooding15%Everything else13%
By hazard

What Scottsmoor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

72% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

15% of expected damage
Well below average · higher than 18% of U.S. places
Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Scottsmoor flood?

FEMA's records show no paid flood insurance claims in Scottsmoor.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Scottsmoor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Brevard County.
Disasters that hit Scottsmoor

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Scottsmoor itself: aid to households, or repair grants to Scottsmoor.

Brought FEMA money into ScottsmoorDeclared for Brevard County only
2017

Hurricane Irma

3 households applied for aid
2016

Hurricane Matthew

1 household applied for aid
2008

Tropical Storm Fay

2 households applied for aid $1K aid approved
2005

Hurricane Wilma

2 households applied for aid $18K aid approved
2004

Hurricane Jeanne

22 households applied for aid $19K aid approved
2004

Hurricane Frances

84 households applied for aid $112K aid approved
2004

Tropical Storm Bonnie and Hurricane Charley

37 households applied for aid $19K aid approved
Brevard County has had 35 natural disasters declared since 1953, most often hurricanes and fires.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Scottsmoor is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Scottsmoor’s own flood-insurance community; household aid to the registrant’s city; repair grants to Scottsmoor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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