San Antonio, FL natural hazards
Most of the natural-hazard damage FEMA expects in San Antonio comes from hurricanes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2024. 10 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is San Antonio?
FEMA expects yearly storm and flood damage to homes and buildings in San Antonio to be higher than in 54% of U.S. communities, mostly from hurricanes and inland flooding.
What San Antonio faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Inland flooding
Tornadoes
Lower here
Not a risk here
Does San Antonio flood?
Every paid claim on a federal flood insurance policy in San Antonio, from FEMA’s records.
Biggest named events
- Hurricane Milton: 2 claims, $79K
are insured
are insured
10 federal disasters brought FEMA money here
Disasters the President declared that paid out in San Antonio itself: aid to households, or repair grants to the City of San Antonio.
Hurricane Milton
Hurricane Helene
Hurricane Idalia
Hurricane Ian
Hurricane Irma
Tropical Storm Debby
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
Tropical Storm Bonnie and Hurricane Charley
San Antonio and the towns around it
How to read this page
FEMA’s expected losses across San Antonio total about $2.9M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.