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Housing in Safety Harbor · A seller's market

A typical Safety Harbor home is worth about $502,000

Up 1.3% in a year, 34% above the Florida typical home. Homes typically sell in 49 days, below asking.

Typical home value
$502K
▲ 1.3% in a year · FL $376K
Zillow
Median sale price
$485K
May 2026 · Redfin
Days on market
49
Faster than FL (66)
Sale-to-list
96.4%
Homes sell below asking
Homes sold
16
in May · 62 for sale
2-bedroom rent
$2,250
a month, utilities in · HUD
Median tax bill
$2,836
FL $2,730

What kind of housing town is Safety Harbor?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 4.7 years of income

Less than across Florida (5 years). Try your own numbers below.

You could afford about
$433,000
Typical Safety Harbor home $502K

That’s $69K short of a typical Safety Harbor home.

The typical home, each month
$2,890
Loan $2,490Tax $260Insurance $150

A two-bedroom rents for about $2,250 a month here, $640 less than owning.

Where your budget reaches nearby

How Safety Harbor ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Safety Harbor’s typical property tax (0.62% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Price trend

Up 21.5% in five years

About the same pace as Florida (20.3%).

Safety HarborFlorida
$200K$250K$300K$350K$400K$450K$500K$550K20182020202220242026
Show as a table
JanuarySafety HarborFlorida
2017$268,000$209,000
2018$289,000$226,000
2019$307,000$242,000
2020$326,000$253,000
2021$359,000$276,000
2022$447,000$340,000
2023$496,000$392,000
2024$525,000$402,000
2025$514,000$397,000
2026$493,000$377,000
August 2026$502,000$376,000
Then & now

A typical Safety Harbor home worth $259K in September 2016 is worth about $502K today.

+$243K
+1.3%
past year
+21.5%
past 5 years
+93.7%
since 2016

How Safety Harbor ranks on rising home prices →

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through August 2026.

Market temperature

A seller's market

Supply is tight — about 3.9 months of homes for sale at the current pace. Buyers should expect competition on well-priced homes.

BalancedA seller's marketBuyer’sSeller’s

Under ~4 months of supply favors sellers; over ~6 favors buyers.

3.9
months of supply · FL 4.7
49
days to sell · FL 66
96.4%
of asking price, at sale
12.5%
sold above asking
40%
under contract within 2 weeks
30
new listings in May

Redfin Data Center, all residential sales, May 2026.

Renting

A two-bedroom rents for about $2,250

Renters already here pay a median of $1,743, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$1,810
1 bedroom$1,930
2 bedrooms$2,250
3 bedrooms$2,880
4 bedrooms$3,500
16%
of households rent · FL 32%
975
renter households
42%
of renters spend 30%+ of income on rent · FL 60%
25%
of the median income, for a two-bedroom
$1,743
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Tampa-St. Petersburg-Clearwater, FL MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

No new homes permitted in 2022

No permits for new homes were issued in Safety Harbor in 2022. The last year with any was 2021 (3 new homes).

Single-family2+ homes per building
050100 20002005201020152020
0
new homes permitted in 2022
217
homes in the past 10 years
Homes vs. people, 2010–2020
Residents+188
New homes+250

Between the 2010 and 2020 censuses, Safety Harbor gained 188 residents while 250 new homes were permitted: about 0.8 new residents per new home. Building outpaced population growth, which usually means smaller households or homes used part of the year. Across Florida: 2.8 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2022000—
2021330$1.1 million
202010100$2.4 million
201916160$4 million
201820200$8.1 million
2017692445$17.7 million
201631310$7.9 million
201525250$5.9 million
201425250$6.8 million
201318117$3.1 million
201234340$6.4 million
2011880$2 million
2010440$745,000
2009660$1.5 million
2008220$465,000
200712120$2.1 million
200622220$3.1 million
200515150$2.2 million
200431274$4.9 million
20031008812$15.1 million
200247470$8 million
200132320$5.9 million
200067643$12.7 million

Safety Harbor's permit office didn't report to the Census in 2022, so the 2022 figures are Census estimates.

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

The homes

84% of Safety Harbor households own their home

Half of Safety Harbor’s homes were built before 1984.

Owners and renters
Own 84%Rent 16%

Florida: 68% own.

1984
typical home built · FL 1988
$2,836
median property tax bill · FL $2,730
0.62%
of a home’s value, a year in tax · FL 0.76%
4%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Next door

Safety Harbor vs. its neighbors

The towns that share a border with Safety Harbor. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Safety Harbor$502K+1.3%$2,250—$106,830
Clearwater$343K−0.6%$2,06055$66,381

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

On the market in Safety Harbor

Listed in the past 60 days. Each opens on the listing site.

Neighbors talk housing

What Safety Harbor buyers, sellers and renters are saying.

Town Square →
Weigh in
The data says Safety Harbor is a seller's market. Is that what you’re seeing?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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