Natural hazards · Roosevelt Gardens

Roosevelt Gardens, FL natural hazards

Most of the natural-hazard damage FEMA expects in Roosevelt Gardens comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 138 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roosevelt Gardens?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roosevelt Gardens to be higher than in 76% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding44%Hurricanes42%Everything else14%

By hazard

What Roosevelt Gardens faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

42% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 3 years in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherWildfireDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roosevelt Gardens flood?

Every paid claim on a federal flood insurance policy in Roosevelt Gardens, from FEMA’s records.

138paid claims since 1979

$7.5Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

April Florida Flooding: 54 claims, $3.8M
Hurricane Eta: 16 claims, $640K
Hurricane Irene: 13 claims, $48K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Roosevelt Gardens isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Broward County.

Disasters that hit Roosevelt Gardens

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Roosevelt Gardens itself: aid to households, or repair grants to Roosevelt Gardens.

Brought FEMA money into Roosevelt GardensDeclared for Broward County only

2017

Hurricane Irma

1 household applied for aid

Broward County has had 34 natural disasters declared since 1953, most often hurricanes and freezes.

Around Roosevelt Gardens

Roosevelt Gardens and the towns around it

Very lowLowModerateHighVery high

Fort Lauderdalemostly inland floodingHigh

Roosevelt Gardensmostly inland floodingHigh

Lauderhillmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roosevelt Gardens covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Roosevelt Gardens’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Roosevelt Gardens. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Roosevelt Gardens total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.