Natural hazards · River Ridge

River Ridge, FL natural hazards

Most of the natural-hazard damage FEMA expects in River Ridge comes from hurricanes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 6 claims here since 1998.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is River Ridge?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in River Ridge to be higher than in 59% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes45%Inland flooding32%Tornadoes11%Wildfire8%Everything else4%

By hazard

What River Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

45% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

32% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 60% of U.S. places

Wildfire

8% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

Coastal floodingHailCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does River Ridge flood?

Every paid claim on a federal flood insurance policy in River Ridge, from FEMA’s records.

6paid claims since 1998

$56Kpaid to owners

0homes flooded more than once

19982026

Biggest named events

Tropical Storm Debby: 2 claims, $26K
Torrential rain: 1 claim, $2K
Hurricane Irma: 1 claim, $10K

of homes in flood zones
are insured

of all homes
are insured

No community discount. River Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pasco County.

Disasters that hit River Ridge

Federal disasters declared here

None of the disasters declared for Pasco County shows FEMA aid or repair money reaching River Ridge itself in FEMA’s records.

Brought FEMA money into River RidgeDeclared for Pasco County only

Pasco County has had 38 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. River Ridge covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to River Ridge’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to River Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across River Ridge total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.