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Natural hazards · Ridge Manor

Ridge Manor, FL natural hazards

Most of the natural-hazard damage FEMA expects in Ridge Manor comes from inland flooding, and overall the risk is high for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ridge Manor?

75
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ridge Manor to be higher than in 75% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding47%Hurricanes36%Tornadoes10%Everything else7%
By hazard

What Ridge Manor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage
Above average · higher than 70% of U.S. places
Recorded about once a year in the area

Hurricanes

36% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once every 4 years in the area

Tornadoes

10% of expected damage
Above average · higher than 70% of U.S. places
Recorded about once every 85 years in the area

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ridge Manor flood?

FEMA's records show no paid flood insurance claims in Ridge Manor.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Ridge Manor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hernando County.

What’s been done with FEMA grants

1buildings retrofitted against wind
1homes raised above flood level
1flood-prone properties bought out and cleared
Disasters that hit Ridge Manor

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ridge Manor itself: aid to households, or repair grants to Ridge Manor.

Brought FEMA money into Ridge ManorDeclared for Hernando County only
2024

Hurricane Milton

179 households applied for aid $1.0M aid approved
2024

Hurricane Helene

7 households applied for aid $3K aid approved
2023

Hurricane Idalia

1 household applied for aid $700 aid approved
2017

Hurricane Irma

223 households applied for aid $189K aid approved
2012

Tropical Storm Debby

1 household applied for aid
2004

Hurricane Jeanne

79 households applied for aid $112K aid approved
2004

Hurricane Frances

43 households applied for aid $36K aid approved
2004

Tropical Storm Bonnie and Hurricane Charley

2 households applied for aid $1K aid approved
Hernando County has had 34 natural disasters declared since 1953, most often hurricanes and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ridge Manor is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Ridge Manor’s own flood-insurance community; household aid to the registrant’s city; repair grants to Ridge Manor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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