Natural hazards · Richmond West

Richmond West, FL natural hazards

Most of the natural-hazard damage FEMA expects in Richmond West comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 405 claims here since 1992. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Richmond West?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Richmond West to be higher than in 89% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding63%Hurricanes25%Everything else12%

By hazard

What Richmond West faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

25% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 4 years in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherLandslidesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Richmond West flood?

Every paid claim on a federal flood insurance policy in Richmond West, from FEMA’s records.

405paid claims since 1992

$6.0Mpaid to owners

0homes flooded more than once

19922026

Biggest named events

Hurricane Katrina: 198 claims, $3.9M
Hurricane Irene: 106 claims, $771K
Hurricane Irma: 13 claims, $192K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Richmond West isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dade County.

Disasters that hit Richmond West

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Richmond West itself: aid to households, or repair grants to Richmond West.

Brought FEMA money into Richmond WestDeclared for Dade County only

2017

Hurricane Irma

7 households applied for aid

Dade County has had 35 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Richmond West covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to Richmond West’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Richmond West. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Richmond West total about $8.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.