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Natural hazards · Redington Beach

Redington Beach, FL natural hazards

Most of the natural-hazard damage FEMA expects in Redington Beach comes from coastal flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1,611 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Redington Beach?

80
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Redington Beach to be higher than in 80% of U.S. communities, mostly from coastal flooding and hurricanes.

Coastal flooding55%Hurricanes24%Inland flooding9%Tornadoes6%Everything else7%
By hazard

What Redington Beach faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Coastal flooding

55% of expected damage
Well above average · among the top 1% of U.S. places

Hurricanes

24% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about once every 5 years in the area

Inland flooding

9% of expected damage
Well below average · higher than 2% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

6% of expected damage
Above average · higher than 55% of U.S. places

Lower here

HailCold wavesHeat wavesWildfireEarthquakesStrong windLightning

Not a risk here

Ice stormsWinter weatherLandslidesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Redington Beach flood?

Every paid claim on a federal flood insurance policy in Redington Beach, from FEMA’s records.

1,611paid claims since 1979
$108Mpaid to owners
202homes flooded more than once
19792026

Biggest named events

  • Hurricane Helene: 511 claims, $84.7M
  • Hurricane Elena: 343 claims, $3.5M
  • Hurricane Josephine: 199 claims, $3.0M

Homes that flooded again and again

Each house = 4 homes. ■ FEMA “severe repetitive loss” (104) ■ flooded 2+ times

of all homes
are insured
🏷️ 15% off flood insurance. Redington Beach is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Pinellas County.

What’s been done with FEMA grants

26homes raised above flood level
1buildings retrofitted against wind
Disasters that hit Redington Beach

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Redington Beach itself: aid to households, or repair grants to the Town of Redington Beach.

Brought FEMA money into Redington BeachDeclared for Pinellas County only
2024

Hurricane Milton

229 households applied for aid $459K aid approved
2024

Hurricane Helene

498 households applied for aid $6.0M aid approved $179K to the Town of Redington Beach for repairs
2024

Hurricane Debby

2 households applied for aid
2023

Hurricane Idalia

58 households applied for aid $205K aid approved $102K to the Town of Redington Beach for repairs
2022

Hurricane Ian

12 households applied for aid $12K aid approved $18K to the Town of Redington Beach for repairs
2017

Hurricane Irma

141 households applied for aid $35K aid approved $25K to the Town of Redington Beach for repairs
2016

Hurricane Hermine

2 households applied for aid $3K aid approved
2012

Tropical Storm Debby

29 households applied for aid $43K aid approved
2004

Hurricane Jeanne

3 households applied for aid
2004

Hurricane Frances

5 households applied for aid $630 aid approved $12K to the Town of Redington Beach for repairs
Pinellas County has had 39 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Redington Beach

Redington Beach and the towns around it

North Redington Beach: Very high, mostly coastal floodingMadeira Beach: High, mostly coastal floodingRedington Shores: High, mostly coastal floodingBay Pines: High, mostly inland floodingTreasure Island: High, mostly coastal floodingRedington Beach: Very high, mostly coastal flooding Redington BeachNorth Redington BeachMadeira Beach
Very lowLowModerateHighVery high
Redington Beachmostly coastal floodingVery high
North Redington Beachmostly coastal floodingVery high
Madeira Beachmostly coastal floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Redington Beach covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Redington Beach’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Redington Beach. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Redington Beach total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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