Natural hazards · Raleigh

Raleigh, FL natural hazards

Most of the natural-hazard damage FEMA expects in Raleigh comes from hurricanes, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Raleigh?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Raleigh to be higher than in 76% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes38%Inland flooding27%Cold waves10%Tornadoes9%Lightning6%Wildfire5%Everything else5%

By hazard

What Raleigh faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

38% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

27% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 4 years in the area

Cold waves

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 51 years in the area

Lightning

6% of expected damage

Well above average · higher than 89% of U.S. places

Wildfire

5% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

HailWinter weatherHeat wavesEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingIce stormsAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Raleigh flood?

FEMA's records show no paid flood insurance claims in Raleigh.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Raleigh isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Levy County.

Disasters that hit Raleigh

Federal disasters declared here

None of the disasters declared for Levy County shows FEMA aid or repair money reaching Raleigh itself in FEMA’s records.

Brought FEMA money into RaleighDeclared for Levy County only

Levy County has had 38 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Raleigh covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Raleigh’s own flood-insurance community; household aid to the registrant’s city; repair grants to Raleigh. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Raleigh total about $667K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.