Natural hazards · Quincy

Quincy, FL natural hazards

Most of the natural-hazard damage FEMA expects in Quincy comes from hurricanes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1991. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Quincy?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Quincy to be higher than in 54% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes35%Inland flooding23%Tornadoes17%Cold waves15%Everything else10%

By hazard

What Quincy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

35% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

23% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

17% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 70 years in the area

Cold waves

15% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Quincy flood?

Every paid claim on a federal flood insurance policy in Quincy, from FEMA’s records.

3paid claims since 1991

$18Kpaid to owners

0homes flooded more than once

19912026

Biggest named events

Hurricane Georges (Panhandle): 1 claim, $13K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Quincy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gadsden County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared

1storm safe rooms built

Disasters that hit Quincy

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Quincy itself: aid to households, or repair grants to the City of Quincy.

Brought FEMA money into QuincyDeclared for Gadsden County only

2024

Hurricane Helene

$7K to the City of Quincy for repairs

2022

Hurricane Ian

1 household applied for aid

2020

Hurricane Sally

$75K to the City of Quincy for repairs

2018

Hurricane Michael

3,951 households applied for aid $2.1M aid approved $4.7M to the City of Quincy for repairs

2017

Hurricane Irma

$111K to the City of Quincy for repairs

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$48K to the City of Quincy for repairs

2008

Tropical Storm Fay

114 households applied for aid $99K aid approved $134K to the City of Quincy for repairs

2005

Hurricane Dennis

$43K to the City of Quincy for repairs

2004

Hurricane Ivan

68 households applied for aid $145K aid approved $269K to the City of Quincy for repairs

2004

Hurricane Frances

$29K to the City of Quincy for repairs

Gadsden County has had 30 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Quincy is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Quincy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Quincy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.