Natural hazards · Progress

Progress, FL natural hazards

Most of the natural-hazard damage FEMA expects in Progress comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 128 claims here since 1982. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Progress?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Progress to be higher than in 65% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding33%Hurricanes30%Tornadoes17%Cold waves13%Everything else8%

By hazard

What Progress faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

30% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

17% of expected damage

Above average · higher than 68% of U.S. places

Cold waves

13% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Lower here

Coastal floodingHailHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Progress flood?

Every paid claim on a federal flood insurance policy in Progress, from FEMA’s records.

128paid claims since 1982

$6.4Mpaid to owners

0homes flooded more than once

19822026

Biggest named events

Hurricane Helene: 23 claims, $3.0M
Hurricane Josephine: 18 claims, $416K
Blizzard of 1993: 17 claims, $373K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Progress isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hillsborough County.

Disasters that hit Progress

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Progress itself: aid to households, or repair grants to Progress.

Brought FEMA money into ProgressDeclared for Hillsborough County only

2024

Hurricane Milton

1 household applied for aid

2022

Hurricane Ian

2 households applied for aid $2K aid approved

2017

Hurricane Irma

3 households applied for aid

Hillsborough County has had 41 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Progress

Progress and the towns around it

Very lowLowModerateHighVery high

Riverviewmostly inland floodingHigh

Gibsontonmostly inland floodingHigh

Progress Villagemostly inland floodingHigh

Palm River-Clair Melmostly hurricanesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Progress covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Progress’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Progress. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Progress total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.