Ponce Inlet, FL natural hazards
Most of the natural-hazard damage FEMA expects in Ponce Inlet comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 136 claims here since 1982. 12 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Ponce Inlet?
FEMA expects yearly storm and flood damage to homes and buildings in Ponce Inlet to be higher than in 67% of U.S. communities, mostly from hurricanes and inland flooding.
What Ponce Inlet faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Inland flooding
Tornadoes
Coastal flooding
Lower here
Not a risk here
Does Ponce Inlet flood?
Every paid claim on a federal flood insurance policy in Ponce Inlet, from FEMA’s records.
Biggest named events
- Hurricane Ian: 46 claims, $3.2M
- Hurricane Irma: 24 claims, $2.4M
- Hurricane Frances: 15 claims, $473K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (4) ■ flooded 2+ times
are insured
are insured
12 federal disasters brought FEMA money here
Disasters the President declared that paid out in Ponce Inlet itself: aid to households, or repair grants to the Town of Ponce Inlet.
Hurricane Milton
Hurricane Nicole
Hurricane Ian
Hurricane Irma
Hurricane Matthew
Severe Storms, Flooding, Tornadoes, and Straight-Line Winds
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
Tropical Storm Bonnie and Hurricane Charley
Fl-Hurricane Irene-Dr-Req
Hurricane Floyd Major Disaster Declarations
Ponce Inlet and the towns around it
How to read this page
FEMA’s expected losses across Ponce Inlet total about $1.6M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.