Natural hazards · Plantation

Plantation, FL natural hazards

Most of the natural-hazard damage FEMA expects in Plantation comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 548 claims here since 1978. 14 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Plantation?

71
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Plantation to be higher than in 71% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes47%Inland flooding44%Everything else9%
By hazard

What Plantation faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

47% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about once every 3 years in the area

Inland flooding

44% of expected damage
Above average · higher than 60% of U.S. places
Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Plantation flood?

Every paid claim on a federal flood insurance policy in Plantation, from FEMA’s records.

548paid claims since 1978
$4.3Mpaid to owners
24homes flooded more than once
19782026

Biggest named events

  • Hurricane Irene: 177 claims, $606K
  • Hurricane Eta: 47 claims, $1.0M
  • April Florida Flooding: 34 claims, $869K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 15% off flood insurance. Plantation is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Broward County.

What’s been done with FEMA grants

32buildings retrofitted against wind
Disasters that hit Plantation

14 federal disasters brought FEMA money here

Disasters the President declared that paid out in Plantation itself: aid to households, or repair grants to the City of Plantation.

Brought FEMA money into PlantationDeclared for Broward County only
2024

Hurricane Milton

11 households applied for aid $1K aid approved
2023

Severe Storms, Tornadoes, and Flooding

377 households applied for aid $227K aid approved $80K to the City of Plantation for repairs
2022

Hurricane Ian

1 household applied for aid $700 aid approved
2019

Hurricane Dorian

$11K to the City of Plantation for repairs
2017

Hurricane Irma

11,328 households applied for aid $3.7M aid approved $17.8M to the City of Plantation for repairs
2016

Hurricane Matthew

$55K to the City of Plantation for repairs
2008

Tropical Storm Fay

$29K to the City of Plantation for repairs
2005

Hurricane Wilma

10,789 households applied for aid $5.1M aid approved $31.2M to the City of Plantation for repairs
2005

Tropical Storm Rita

$6K to the City of Plantation for repairs
2005

Hurricane Katrina

$2.3M to the City of Plantation for repairs
2004

Hurricane Jeanne

$146K to the City of Plantation for repairs
2004

Hurricane Frances

406 households applied for aid $338K aid approved $1.7M to the City of Plantation for repairs
1999

Fl-Hurricane Irene-Dr-Req

$117K to the City of Plantation for repairs
1999

Hurricane Floyd Emergency Declarations

$91K to the City of Plantation for repairs
Broward County has had 34 natural disasters declared since 1953, most often hurricanes and freezes.
Around Plantation

Plantation and the towns around it

Lauderhill: High, mostly inland floodingSunrise: High, mostly hurricanesFort Lauderdale: High, mostly inland floodingDavie: Very high, mostly inland floodingBroadview Park: High, mostly hurricanesLauderdale Lakes: Very high, mostly inland floodingTamarac: High, mostly inland floodingWashington Park: High, mostly inland floodingRoosevelt Gardens: High, mostly inland floodingBoulevard Gardens: High, mostly inland floodingWeston: High, mostly inland floodingOakland Park: High, mostly inland floodingWilton Manors: Very high, mostly inland floodingPompano Beach: High, mostly hurricanesDania Beach: High, mostly hurricanesNorth Lauderdale: High, mostly inland floodingHollywood: High, mostly inland floodingSouthwest Ranches: High, mostly inland floodingCooper City: Very high, mostly inland floodingPembroke Pines: High, mostly hurricanesPlantation: High, mostly hurricanes PlantationLauderhillSunriseFort LauderdaleDavieBroadview Park
Very lowLowModerateHighVery high
Daviemostly inland floodingVery high
Fort Lauderdalemostly inland floodingHigh
Lauderhillmostly inland floodingHigh
Sunrisemostly hurricanesHigh
Plantationmostly hurricanesHigh
Broadview Parkmostly hurricanesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Plantation covers 19 census tracts, combined by population.
Money that reached townFlood claims are matched to Plantation’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Plantation. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Plantation total about $31.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01