Plant, FL natural hazards
Most of the natural-hazard damage FEMA expects in Plant comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 130 claims here since 1994. 13 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Plant?
FEMA expects yearly storm and flood damage to homes and buildings in Plant to be higher than in 64% of U.S. communities, mostly from hurricanes and inland flooding.
What Plant faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Inland flooding
Tornadoes
Cold waves
Lower here
Not a risk here
Does Plant flood?
Every paid claim on a federal flood insurance policy in Plant, from FEMA’s records.
Biggest named events
- Hurricane Milton: 114 claims, $12.4M
- Hurricane Irma: 4 claims, $40K
- Hurricane Frances: 2 claims, $22K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
13 federal disasters brought FEMA money here
Disasters the President declared that paid out in Plant itself: aid to households, or repair grants to the City of Plant.
Hurricane Milton
Hurricane Helene
Hurricane Debby
Hurricane Idalia
Hurricane Nicole
Hurricane Ian
Hurricane Irma
Hurricane Hermine
Tropical Storm Debby
Tropical Storm Fay
Hurricane Jeanne
Hurricane Frances
Tropical Storm Bonnie and Hurricane Charley
Plant and the towns around it
How to read this page
FEMA’s expected losses across Plant total about $16.2M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.