Natural hazards · Pine Ridge

Pine Ridge, FL natural hazards

Most of the natural-hazard damage FEMA expects in Pine Ridge comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 15 claims here since 1995.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pine Ridge?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pine Ridge to be higher than in 90% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes66%Inland flooding31%Everything else3%

By hazard

What Pine Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

66% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

31% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pine Ridge flood?

Every paid claim on a federal flood insurance policy in Pine Ridge, from FEMA’s records.

15paid claims since 1995

$429Kpaid to owners

0homes flooded more than once

19952026

Biggest named events

Hurricane Irma: 10 claims, $413K
Hurricane Opal: 1 claim, $1K

of all homes
are insured

No community discount. Pine Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Collier County.

Disasters that hit Pine Ridge

Federal disasters declared here

None of the disasters declared for Collier County shows FEMA aid or repair money reaching Pine Ridge itself in FEMA’s records.

Brought FEMA money into Pine RidgeDeclared for Collier County only

Collier County has had 46 natural disasters declared since 1953, most often hurricanes and fires.

Around Pine Ridge

Pine Ridge and the towns around it

Very lowLowModerateHighVery high

Pelican Marshmostly hurricanesVery high

Pine Ridgemostly hurricanesVery high

Pelican Baymostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pine Ridge covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pine Ridge’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Pine Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pine Ridge total about $4.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.