Natural hazards · Pine Island Center

Pine Island Center, FL natural hazards

Most of the natural-hazard damage FEMA expects in Pine Island Center comes from hurricanes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pine Island Center?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pine Island Center to be higher than in 88% of U.S. communities, mostly from hurricanes and coastal flooding.

Hurricanes60%Coastal flooding24%Inland flooding11%Everything else6%

By hazard

What Pine Island Center faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

60% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Coastal flooding

24% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

11% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pine Island Center flood?

FEMA's records show no paid flood insurance claims in Pine Island Center.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pine Island Center isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lee County.

Disasters that hit Pine Island Center

Federal disasters declared here

None of the disasters declared for Lee County shows FEMA aid or repair money reaching Pine Island Center itself in FEMA’s records.

Brought FEMA money into Pine Island CenterDeclared for Lee County only

Lee County has had 38 natural disasters declared since 1953, most often hurricanes and fires.

Around Pine Island Center

Pine Island Center and the towns around it

Very lowLowModerateHighVery high

St. James Citymostly hurricanesVery high

Pine Island Centermostly hurricanesVery high

Pinelandmostly hurricanesVery high

Bokeeliamostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pine Island Center is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pine Island Center’s own flood-insurance community; household aid to the registrant’s city; repair grants to Pine Island Center. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.