Natural hazards · Perry

Perry, FL natural hazards

Most of the natural-hazard damage FEMA expects in Perry comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 13 claims here since 1991. 13 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Perry?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Perry to be higher than in 88% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes56%Inland flooding25%Cold waves6%Everything else13%

By hazard

What Perry faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

56% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

25% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once a year in the area

Cold waves

6% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Perry flood?

Every paid claim on a federal flood insurance policy in Perry, from FEMA’s records.

13paid claims since 1991

$273Kpaid to owners

2homes flooded more than once

19912026

Biggest named events

Blizzard of 1993: 4 claims, $175K
Tropical Storm Fay: 3 claims, $30K
Hurricane Sally: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Perry isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Taylor County.

What’s been done with FEMA grants

5homes raised above flood level

4buildings retrofitted against wind

Disasters that hit Perry

13 federal disasters brought FEMA money here

Disasters the President declared that paid out in Perry itself: aid to households, or repair grants to the City of Perry.

Brought FEMA money into PerryDeclared for Taylor County only

2024

Hurricane Milton

4 households applied for aid

2024

Hurricane Helene

4,181 households applied for aid $13.6M aid approved $78K to the City of Perry for repairs

2024

Hurricane Debby

1,697 households applied for aid $3.0M aid approved

2023

Hurricane Idalia

5,416 households applied for aid $7.5M aid approved $1.4M to the City of Perry for repairs

2018

Hurricane Michael

124 households applied for aid $38K aid approved

2017

Hurricane Irma

$164K to the City of Perry for repairs

2016

Hurricane Hermine

181 households applied for aid $264K aid approved $151K to the City of Perry for repairs

2012

Tropical Storm Debby

72 households applied for aid $43K aid approved

2008

Tropical Storm Fay

60 households applied for aid $35K aid approved $5K to the City of Perry for repairs

2005

Hurricane Dennis

96 households applied for aid $128K aid approved

2004

Hurricane Jeanne

126 households applied for aid $182K aid approved $30K to the City of Perry for repairs

2004

Hurricane Ivan

50 households applied for aid $65K aid approved

2004

Hurricane Frances

$11K to the City of Perry for repairs

Taylor County has had 32 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Perry is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Perry’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Perry. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.