Natural hazards · Parker

Parker, FL natural hazards

Most of the natural-hazard damage FEMA expects in Parker comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 82 claims here since 1987. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Parker?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Parker to be higher than in 92% of U.S. communities, mostly from hurricanes.

Hurricanes76%Inland flooding8%Tornadoes8%Everything else8%

By hazard

What Parker faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

76% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

8% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 65% of U.S. places

Lower here

Coastal floodingHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Parker flood?

Every paid claim on a federal flood insurance policy in Parker, from FEMA’s records.

82paid claims since 1987

$3.0Mpaid to owners

6homes flooded more than once

19872026

Biggest named events

Hurricane Michael: 33 claims, $2.0M
Hurricane Opal: 18 claims, $212K
Hurricane Dennis: 3 claims, $7K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Parker isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bay County.

What’s been done with FEMA grants

6buildings floodproofed

2buildings retrofitted against wind

Disasters that hit Parker

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Parker itself: aid to households, or repair grants to the City of Parker.

Brought FEMA money into ParkerDeclared for Bay County only

2020

Hurricane Sally

$895K to the City of Parker for repairs

2018

Hurricane Michael

110 households applied for aid $213K aid approved $12.1M to the City of Parker for repairs

2013

Severe Storms and Flooding

$2K to the City of Parker for repairs

2008

Tropical Storm Fay

$4K to the City of Parker for repairs

2005

Hurricane Katrina

$17K to the City of Parker for repairs

2005

Hurricane Dennis

$25K to the City of Parker for repairs

2004

Hurricane Ivan

$583K to the City of Parker for repairs

2000

Tropical Storm Helene

$2K to the City of Parker for repairs

Bay County has had 40 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Parker

Parker and the towns around it

Very lowLowModerateHighVery high

Callawaymostly hurricanesVery high

Springfieldmostly hurricanesVery high

Parkermostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Parker covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Parker’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Parker. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Parker total about $3.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.