Natural hazards · Palmona Park

Palmona Park, FL natural hazards

Most of the natural-hazard damage FEMA expects in Palmona Park comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 7 claims here since 2022.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Palmona Park?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Palmona Park to be higher than in 84% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes72%Inland flooding23%Everything else5%

By hazard

What Palmona Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

72% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

23% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Palmona Park flood?

Every paid claim on a federal flood insurance policy in Palmona Park, from FEMA’s records.

7paid claims since 2022

$72Kpaid to owners

0homes flooded more than once

20222026

Biggest named events

Hurricane Ian: 7 claims, $72K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Palmona Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lee County.

Disasters that hit Palmona Park

Federal disasters declared here

None of the disasters declared for Lee County shows FEMA aid or repair money reaching Palmona Park itself in FEMA’s records.

Brought FEMA money into Palmona ParkDeclared for Lee County only

Lee County has had 38 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Palmona Park covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Palmona Park’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Palmona Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Palmona Park total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.