Palm Harbor, FL housing market
The typical Palm Harbor home is worth about $405,000, down 1.3% in a year, 8% above the Florida typical home. Homes typically sell in 49 days, below asking.
Home values, sales, trends and how Palm Harbor compares with the towns next door — updated as new data is published.
Palm Harbor at a glance
A seller's market
Supply is tight — about 3.3 months of homes for sale at the current pace. Buyers should expect competition on well-priced homes.
Typical home value, 2016–2026
Show as a table
| January | Palm Harbor | Florida |
|---|---|---|
| 2017 | $235,000 | $209,000 |
| 2018 | $252,000 | $226,000 |
| 2019 | $267,000 | $242,000 |
| 2020 | $281,000 | $253,000 |
| 2021 | $308,000 | $276,000 |
| 2022 | $378,000 | $340,000 |
| 2023 | $426,000 | $392,000 |
| 2024 | $444,000 | $402,000 |
| 2025 | $434,000 | $397,000 |
| 2026 | $404,000 | $377,000 |
| August 2026 | $405,000 | $376,000 |
Palm Harbor and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Palm Harbor | $405K | −1.3% | $2,140 | — | $78,935 |
| Dunedin | $413K | +1.2% | $1,970 | 25 | $74,477 |
| Tarpon Springs | $391K | −1.4% | $1,680 | 633 | $79,529 |
| East Lake | — | +1.4%† | $2,080 | — | $99,333 |
| Clearwater | $343K | −0.6% | $2,060 | 55 | $66,381 |
† FHFA price index change, where Zillow has no home value for the town.
5.1 years of income
The typical Palm Harbor home costs about 5.1 years of the town's median household income, about the same as across Florida (5).
How Palm Harbor ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $2,140
HUD's Fair Market Rent for a two-bedroom in Palm Harbor is $2,140 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Palm Harbor pay a median of $1,806, so moving in tends to cost more than staying put. A two-bedroom takes about 33% of the town's median household income, above the 30% guideline for affordable housing.
Studio $1,730 · 4 bedrooms $3,330
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (34681, 34683, 34684; Tampa-St. Petersburg-Clearwater, FL MSA), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.