Palm, FL natural hazards
Most of the natural-hazard damage FEMA expects in Palm comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 304 claims here since 1978. 8 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Palm?
FEMA expects yearly storm and flood damage to homes and buildings in Palm to be higher than in 92% of U.S. communities, mostly from hurricanes and inland flooding.
What Palm faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Inland flooding
Lower here
Not a risk here
Does Palm flood?
Every paid claim on a federal flood insurance policy in Palm, from FEMA’s records.
Biggest named events
- Hurricane Frances: 62 claims, $2.2M
- Hurricane Jeanne: 52 claims, $673K
- Hurricane Irene: 17 claims, $137K
are insured
are insured
What’s been done with FEMA grants
8 federal disasters brought FEMA money here
Disasters the President declared that paid out in Palm itself: aid to households, or repair grants to Palm.
Hurricane Milton
Hurricane Ian
Hurricane Irma
Tropical Storm Fay
Hurricane Wilma
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
Palm and the towns around it
How to read this page
FEMA’s expected losses across Palm total about $20.4M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.