Palm Beach, FL natural hazards
Most of the natural-hazard damage FEMA expects in Palm Beach comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 679 claims here since 1978. 12 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Palm Beach?
FEMA expects yearly storm and flood damage to homes and buildings in Palm Beach to be higher than in 74% of U.S. communities, mostly from hurricanes and coastal flooding.
What Palm Beach faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Coastal flooding
Inland flooding
Lower here
Not a risk here
Does Palm Beach flood?
Every paid claim on a federal flood insurance policy in Palm Beach, from FEMA’s records.
Biggest named events
- Hurricane Frances: 98 claims, $3.8M
- Hurricane Irene: 67 claims, $1.2M
- Hurricane Jeanne: 39 claims, $1.8M
Homes that flooded again and again
Each house = 2 homes. ■ FEMA “severe repetitive loss” (13) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
12 federal disasters brought FEMA money here
Disasters the President declared that paid out in Palm Beach itself: aid to households, or repair grants to the Town of Palm Beach.
Hurricane Milton
Hurricane Nicole
Hurricane Ian
Hurricane Dorian
Hurricane Irma
Hurricane Matthew
Tropical Storm Fay
Hurricane Wilma
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
Fl-Hurricane Irene-Dr-Req
Palm Beach and the towns around it
How to read this page
FEMA’s expected losses across Palm Beach total about $10.2M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.