Natural hazards · Olympia Heights

Olympia Heights, FL natural hazards

Most of the natural-hazard damage FEMA expects in Olympia Heights comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 37 claims here since 1992. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Olympia Heights?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Olympia Heights to be higher than in 64% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes47%Inland flooding40%Everything else14%

By hazard

What Olympia Heights faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

47% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

40% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 4 times a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Olympia Heights flood?

Every paid claim on a federal flood insurance policy in Olympia Heights, from FEMA’s records.

37paid claims since 1992

$453Kpaid to owners

0homes flooded more than once

19922026

Biggest named events

Hurricane Irene: 14 claims, $167K
Hurricane Katrina: 2 claims, $22K
Hurricane Andrew: 1 claim, $470

of homes in flood zones
are insured

of all homes
are insured

No community discount. Olympia Heights isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dade County.

Disasters that hit Olympia Heights

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Olympia Heights itself: aid to households, or repair grants to Olympia Heights.

Brought FEMA money into Olympia HeightsDeclared for Dade County only

2017

Hurricane Irma

8 households applied for aid $2K aid approved

2005

Hurricane Wilma

8 households applied for aid $3K aid approved

Dade County has had 35 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Olympia Heights

Olympia Heights and the towns around it

Very lowLowModerateHighVery high

Westwood Lakesmostly inland floodingHigh

Westchestermostly hurricanesHigh

Glenvar Heightsmostly hurricanesHigh

Olympia Heightsmostly hurricanesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Olympia Heights covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Olympia Heights’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Olympia Heights. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Olympia Heights total about $3.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.