Odessa, FL natural hazards
Most of the natural-hazard damage FEMA expects in Odessa comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 10 claims here since 1997. 11 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Odessa?
FEMA expects yearly storm and flood damage to homes and buildings in Odessa to be higher than in 70% of U.S. communities, mostly from inland flooding and hurricanes.
What Odessa faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Hurricanes
Tornadoes
Lower here
Not a risk here
Does Odessa flood?
Every paid claim on a federal flood insurance policy in Odessa, from FEMA’s records.
Biggest named events
- Hurricane Milton: 4 claims, $148K
- Tropical Storm Debby: 2 claims, $26K
- Hurricane Frances: 1 claim, $264K
are insured
are insured
What’s been done with FEMA grants
11 federal disasters brought FEMA money here
Disasters the President declared that paid out in Odessa itself: aid to households, or repair grants to Odessa.
Hurricane Milton
Hurricane Helene
Hurricane Debby
Hurricane Idalia
Hurricane Ian
Hurricane Irma
Hurricane Hermine
Tropical Storm Debby
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
Odessa and the towns around it
How to read this page
FEMA’s expected losses across Odessa total about $3.3M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.